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IKEA Family Credit Card

The fully fledged credit card for IKEA Family members is free, gives you the option to pay in instalments and access to exciting member benefits, and can be used anywhere in the world.

BenefitsFinancing calculator | IKEA Family | Collect points | Links for card holders | Frequently asked questions

When you click on ‘Apply now’, you’ll be redirected to our partner CEMBRA. The card is issued by Cembra Money Bank AG, Zurich


No annual fees

Your IKEA Family Credit Card is free and so is the additional card.

Pay in instalments*

Stay flexible! Our part payment option* allows you to spread out the cost of all your purchases.

Earn points and enjoy rewards 

Collect points on every transaction with your IKEA Family Credit Card and receive an IKEA gift card every three months.

Reduced interest rate

You benefit from a favourable interest rate when you choose to pay for your IKEA purchases in instalments.


Even more benefits for you

  • Use your card to make purchases and withdraw cash around the world.
  • Mobile payment – pay quickly and conveniently using your smartphone or smartwatch.
  • Design your own totally unique credit card with MyDesign.
  • The card itself is made from 100% recycled material.
  • CEMBRA app – manage your credit card account when it suits you.
  • Take advantage of even more benefits offered by Mastercard. 

IKEA Family Credit Card: terms and conditions & privacy policy: DE | FR | IT


Collect points and earn rewards with your IKEA Family Credit Card

  • Collect points all around the world.
  • Earn one IKEA point for every Swiss franc spent on all transactions.
  • Receive an IKEA gift card worth CHF 5.00 for every 500 IKEA points you collect.
  • Your IKEA gift card will be issued every three months.


Already have an IKEA Family Credit Card?

Here are some links that might come in handy. 

Urgent assistance

Contact us if you need to report a lost credit card.

CEMBRA support

CEMBRA app

You can use the app to access your credit card details, update your personal details and review your card usage.

Details and download

Additional card

You can apply for an additional card for someone else living in your household.

Order now

Frequently asked questions

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